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Make purchases and spread payment overtime(Powered by CredPal).

At Just Fones, we want to help you possess the right products to help you lead more enriching lives. That’s why we offer "Buy Now. Pay Later" finance option to provide you with easy flexible Monthly Payment Scheme. This finance package allows us to make the lifestyle you want more affordable for you.

Pay Small Small

Signup here, provide all required information, receive your credit limit and proceed to buy.

Already have an account?

Simply buy and choose how to pay. Select the payment schedule you want, then confirm your loan.

Make easy monthly payments

Simply login to your account to pay directly or wait for our monthly auto-debit. You will receive text and email reminders whenever a repayment is coming up.



Who is eligible? Salary Earners & Self-employed.

Latest 6-months bank statement of your salary account in PDF format.

Letter of employment.

Work ID Card.

Government-issued ID Card.

BVN registration details.


NOTE: Intrest rate - 3.8% per month.

Repayment Duration: six (6) months.

For more information on this finance option click here or contact us via email on [email protected] or via phone on 08028881115